It's not what you know, it's who you know. Leverage our relationships for the finance you need.
IGA's senior management has been in Dubai over 30 years individually, and collectively bring over 50 years of funding experience to the table. At IGA Capital, we bridge the gap between complex real estate ambitions and institutional capital markets. Moving far beyond standard, rigid lending algorithms, we engineer sophisticated debt and equity structures tailored for institutional developers, family offices, and high-net-worth individuals (HNWIs), while delivering an elite, bespoke financing experience for premium retail and residential clients across Dubai, the UAE, and global markets. Whether acquiring a luxury residential villa, purchasing a cash-flowing commercial asset, initiating a large-scale master-planned construction project, or navigating a complex capital shortfall, our deep liquidity networks ensure absolute certainty of execution. Funding available to residents and non-residents, first mortgage, 2nd home or leveraging an investment portfolio.
Core Financing Pillars
1. Premium Residential & Retail Mortgages
For individual buyers and private wealth clients seeking residential property, we discard the cookie-cutter approach of traditional retail brokers. We treat residential acquisition as a vital component of your broader financial portfolio, prioritizing institutional pricing and a frictionless, high-touch experience.
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Bespoke Client Service: Every retail client is assigned a dedicated capital markets advisor, eliminating bureaucratic delays and providing direct access to senior underwriters.
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Market-Leading Pricing: By leveraging our extensive institutional networks and high-volume bank relationships, we secure preferred wholesale interest rates, optimized fee structures, and customized loan-to-value (LTV) terms unmatched by retail channels.
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Complex Profiles: We specialize in financing structures for self-employed individuals, business owners, and global investors utilizing multi-jurisdictional income or private holding companies.
2. Commercial Asset Acquisition (Mortgage Financing)
We arrange premium debt structures for the acquisition of stabilized, income-producing commercial real estate, negotiating customized terms that preserve equity and maximize cash-on-cash returns.
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Asset Classes: Grade-A Office Towers, Premium Hospitality & Resorts, Industrial & Logistics Parks, Retail Centers, and Multi-Family Portfolios.
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Structures: Fixed and floating-rate senior debt, Sharia-compliant Murabaha structures, and cross-collateralized portfolio financing.
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Target Profile: Acquisitions starting from $10 million to over $500 million, featuring flexible amortization schedules tailored to the asset's specific yield curve.
3. Construction & Development Financing
From ground-up developments to major structural expansions, we specialize in capital assembly for complex commercial construction, aligning progress-draw structures with developer milestones to maintain operational velocity.
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Comprehensive Capital Stack: Senior construction loans, stretched senior debt, and programmatic joint-venture equity.
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Execution Metrics: Detailed underwriting of project cash flows, contractor risk mitigation, and optimized loan-to-cost (LTC) parameters.
4. Special Situation & Opportunistic Financing
When conventional institutional timelines or rigid underwriting parameters fail to meet market realities, IGA Capital deploys flexible, rapid-response capital.
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Bridge & Transitional Capital: Short-term funding to secure time-sensitive acquisitions or execute asset repositioning before securing long-term takeout financing.
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Mezzanine Debt & Preferred Equity: Flexible subordinated capital designed to fill the equity gap between senior debt limits and total project costs.
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Distressed & Recapitalization Structures: Strategic financing for partner buyouts, debt restructurings, note purchases, and liquidity relief for high-value properties undergoing temporary operational stress.
The IGA Capital Distinction
Unlike standard mass-market mortgage platforms, IGA Capital operates as an elite, high-touch financial partner.
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Sovereign & Private Liquidity: We tap into an exclusive global liquidity pool, including international debt funds, private placement networks, family offices, and sovereign wealth channels.
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HNW & Corporate Architecture: Our advisory model seamlessly accommodates complex legal structures—handling multi-jurisdictional SPVs, corporate holding companies, and private trust foundations.
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End-to-End Deal Syndication: From detailed underwriting and capital stack optimization to debt book running and final closing, we manage every layer of the transaction.
Finance Your Dreams with IGA Capital
We invite private home buyers, institutional sponsors, commercial developers, and wealth managers to discuss pending capital requirements with our investment committee.
Contact our Capital Markets Desk to unlock premium pricing for a residential acquisition, present a commercial pro forma, or discuss a structured special situation request.
